Convert PDF Bank Statement to QBO
QBO is the Web Connect format QuickBooks uses to ingest bank activity, and the catch is that most banks only generate it for a rolling recent window — often the last 90 days. Anything older exists only as a PDF statement, which QuickBooks cannot read. This converter closes that gap: it parses the statement PDF, rebuilds every transaction row from the document’s text layer, and writes a standards-compliant .qbo file with your dates, payee descriptions, and signed amounts ready for import.
Before the file is generated, every amount is reconciled against the running balance printed on the statement, so an extraction slip or a flipped sign gets flagged on screen instead of landing in your books. And the whole pipeline — PDF parsing, verification, QBO generation — runs as JavaScript in your browser. There is no upload step and no server copy of your statement, which matters when the document carries an account number on every page.
Drop your bank statements here (PDF or photo)
One file or many — processed entirely on this device, nothing is uploaded. Scans and photos (including iPhone HEIC) are read with on-device OCR (beta).
No statement handy?
Free for your first 5 pages each month · Processed on your device · Balance-verified output
How it works
Drop the statement PDF
Drag the bank statement PDF into the converter below. It is parsed on your device; scanned statements go through the OCR beta automatically.
Review the verified preview
Transactions appear in a table with any row that fails the balance-continuity check highlighted for review — typically none.
Download as QuickBooks (.qbo)
Pick QuickBooks (.qbo) in the format menu and download. Import it in QuickBooks Desktop via Bank Feeds → Import Web Connect file, or upload it in QuickBooks Online under Bank transactions.
PDF to QBO FAQ
What exactly is a QBO file?
A .qbo file is Intuit’s Web Connect format — OFX-based XML with QuickBooks-specific fields. QuickBooks Desktop imports it through Bank Feeds → Banking → Import Web Connect file, and QuickBooks Online accepts it in the Bank transactions upload dialog alongside CSV.
My bank already offers QuickBooks downloads — why convert the PDF?
Bank Web Connect exports usually cover only recent activity (commonly 90 days) and disappear entirely once an account is closed. Monthly PDF statements are archived for years, so converting the PDF is often the only way to get older months into QuickBooks.
Are there statements that cannot be exported to QBO?
The QBO format requires a full date, including the year, on every transaction. If a statement prints dates without years and the period cannot be inferred, those rows are left out of the .qbo file and you are told exactly how many — the Excel and CSV exports still contain every row.